France
Non-residents buy freely, always through a notary. Acquisition costs ("frais de notaire") are around 7% to 8% for resale properties. A French tax number is required.
Buying a property
Buying in another country can seem complicated. With me, you have one trusted person coordinating everything — from the first viewing to handing over the keys.
01
One point of contact
I coordinate lawyers, banks, notaries and surveyors.
02
On and off the market
I also search for properties that are not advertised.
03
Legal checks
Documents and charges checked before any deposit.
04
Buying remotely
Video viewings and signing by power of attorney.
Buying costs in Portugal
On top of the price, allow for these costs. I always run an exact simulation before going ahead.
IMT
Property transfer tax. For tax residents, progressive rates depending on value and type of home. Since 2026, buyers who are not tax residents in Portugal pay a flat 7.5% when buying a home, with a refund possible in certain cases (for example, if they move to Portugal).
Stamp duty
0.8% of the purchase price, paid before the deed. Plus 0.6% of the loan amount if there is financing.
Deed and registration
Fixed notary (or Casa Pronta) and land registry costs, usually a few hundred euros.
Lawyer and mortgage
Optional but recommended: a lawyer for legal checks and, if there is a mortgage, bank fees and valuation.
Buying in other countries
Spain
Foreigners buy freely, with a notarised deed. A Spanish tax number (NIE) is required. I support each case with local partners.
Brazil
Foreigners can buy urban property; a CPF (Brazilian tax number) is required. I support each case with local partners.
What I check before buying
- Land registry certificate (owners, mortgages, liens)
- Tax record and assessed value
- Habitation licence
- Energy certificate
- Technical housing file, where applicable
- Condominium debts and building charges
- Short-term rental rules, if intended for holiday lets
What my support includes
- Searching for properties on and off the market
- Price analysis against the local market
- Negotiating on your behalf
- Introductions to lawyers, banks, notaries and surveyors
- After-sale support: letting, management, works and furnishing
Buying in Portugal, step by step
- 01
Profile and budget
We define what you are looking for and the total budget, including taxes.
- 02
NIF and bank
Getting a Portuguese tax number and opening an account.
- 03
Selection and viewings
In person or by video call.
- 04
Offer
Negotiating price and conditions.
- 05
Promissory contract
Signing the CPCV and paying the deposit.
- 06
Financing
Mortgage, if needed.
- 07
Deed
Paying taxes, signing the deed and registration.
Questions about buying
Do I need to be in Portugal to buy?
No. With a power of attorney, a lawyer or representative can sign the promissory contract and the deed on your behalf. I carry out viewings by video call and send you all the documentation.
How do I get a NIF as a foreigner?
The NIF can be requested at the tax office or through a representative. Residents outside the European Union may need to appoint a fiscal representative. I handle the process with you.
How long does a purchase take?
From accepted offer to deed, usually between one and three months — depending on the property’s documentation and whether there is bank financing.
What happens to the deposit if the deal falls through?
The promissory contract sets the rules. In general, if the buyer withdraws they lose the deposit; if the seller withdraws, they repay it twice over. That is why legal checks are done before signing.
What are you looking for?
Tell me what you are looking for and I will start the search.
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